Terms of Service

1. Agreement to Terms

By accessing and using the services provided by AFFABROUS ("Company", "we", "our", or "us"), you ("Client", "you", or "your") agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

These terms constitute a legally binding agreement between you and AFFABROUS regarding your use of our strategic consulting, investment preparation, and business valuation services.

2. Service Description

AFFABROUS provides professional consulting services including but not limited to:

• Strategic business planning and growth advisory
• Investment preparation and business model development
• Business valuation and financial analysis
• Economic forecasting and market analysis
• Investment presentation preparation
• Structured growth strategy development

All services are provided based on our professional expertise and industry best practices. The specific scope of work will be defined in individual service agreements or project proposals.

3. Client Responsibilities

3.1 Information Provision

You agree to provide accurate, complete, and timely information necessary for the performance of our services. This includes financial data, business records, strategic objectives, and any other relevant documentation.

3.2 Cooperation

You agree to cooperate fully with our team, provide reasonable access to personnel and systems as needed, and respond promptly to requests for information or clarification.

3.3 Decision Making

You acknowledge that all business decisions remain your responsibility. Our services provide advisory support and recommendations, but final decisions and their implementation are entirely at your discretion.

4. Payment Terms

Payment terms will be specified in individual service agreements. Unless otherwise agreed, the following general terms apply:

• Fees are due within 30 days of invoice date
• Late payments may incur interest charges of 1.5% per month
• Project work may be suspended for overdue accounts
• All fees are quoted in New Zealand Dollars unless otherwise specified

Expenses incurred on your behalf will be billed separately with appropriate documentation. You are responsible for all applicable taxes related to our services.

5. Confidentiality

We understand the sensitive nature of business information and maintain strict confidentiality protocols:

• All client information is treated as strictly confidential
• Information is only shared with authorized project team members
• No client information is disclosed to third parties without written consent
• Confidentiality obligations survive termination of our engagement

We may use anonymous, aggregated information for research and benchmarking purposes, ensuring no individual client can be identified.

6. Intellectual Property

6.1 Our Intellectual Property

All methodologies, frameworks, templates, and proprietary tools developed by AFFABROUS remain our intellectual property. Clients receive a license to use deliverables for their internal business purposes only.

6.2 Client Intellectual Property

We respect your intellectual property rights. All client-specific information, data, and business secrets remain your property. We claim no ownership over your business information or strategies.

7. Limitation of Liability

Our services are provided on an advisory basis. While we maintain professional standards and expertise, we cannot guarantee specific business outcomes or results. Our liability is limited to the fees paid for the specific engagement in question.

We are not liable for indirect, consequential, or punitive damages arising from our services or any business decisions made based on our recommendations.

8. Termination

Either party may terminate our engagement with written notice as specified in the individual service agreement. Upon termination:

• All outstanding fees become immediately due
• We will deliver completed work products
• Confidentiality obligations remain in effect
• Both parties will return confidential materials

9. Governing Law

These terms are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of New Zealand courts. We will attempt to resolve disputes through good faith negotiations before pursuing formal legal proceedings.

10. Changes to Terms

We reserve the right to update these terms as our business evolves or as required by law. Material changes will be communicated to active clients with reasonable advance notice. Continued use of our services after changes constitutes acceptance of the updated terms.

11. Professional Standards

Our services are provided in accordance with generally accepted professional standards for strategic consulting. We maintain professional indemnity insurance and adhere to industry codes of conduct for business advisory services.

We are committed to providing objective, independent advice based on our professional judgment and expertise in strategic business development and investment advisory.